Data, Information, and Knowledge

Advice Help Support And Tips Signpost Showing Information And Guidance

Most of us buy (or lease) a new automobile from time to time. What type, brand, or price range that brackets your search, and your personal passion for automobiles, defines your shopping experience.  Those folks that are very passionate about automobiles maintain a certain level of knowledge regarding the automotive industry, while those less passionate […]

How’s the Market?

House and shopping cart

If every REALTOR® had a nickel for every time that question was asked of us, we could buy a condo for cash. Of course, it’s a casual question, meant to be both friendly and perhaps get a little free information to make the poser better informed. The silly part is that most REALTORS® provide an […]

The Dreaded Predictions for 2014

Real Estate Market Predictions

Last year at about this time, we offered up a few predictions for 2013.  We spoke of an inventory shortage, and that certainly was a fact as the year progressed, with the available resale inventory at the end of 2013 at the lowest point in decades. We mentioned the earth-movers at work in the outlying […]

The CFPB and You

CFPB

For the many of you that actually have lives to lead, you may not be aware of the latest Federal Knight in Shining Armor, The Consumer Finance Protection Bureau, or the CFPB.  For good or ill, and frankly it seems a bit of both, the CFPB mortgage industry rules take effect on January 10, 2014.  […]

The Missing Inventory

Missing Inventory

In the retail business, inventory suffers from “shrinkage”, the term used to account for shop-lifting, pilfering, short shipments, and other loss of goods.  In the housing business, we have to consider other reasons for shrinkage (OK-it is possible to “steal” a house, but they are a bit to big to stuff under a coat). The […]

BUY NOW!

Couple with house

Maybe.  But maybe not. Back in July, this writers paid for Lexus was destroyed by a driver sleeping at the switch on I-25.  There was no plan to replace the still very nice Lexus, after all, having a nice paid for automobile is a rare luxury.  But, the plan was changed.  Not thinking of buying […]

Rough Road Ahead

Rough road

So, check your shock absorbers, tighten your seat belt, and get ready for another bumpy ride. Homeowners, wanna be homeowners, REALTORS, builders, and all of those ancillary people that serve the housing industry should look down the road and pay attention.  Here’s why: The CFPB rules are upon us!  That’s right, the agency that was created by […]

The Blank Slate

blank slate for ax reform

This month, we will depart from the sometimes witty and pithy commentary and simply present an Issue Brief from the National Association of REALTORS® (NAR) concerning TAX REFORM. While there is no question that a comprehensive change in how we tax ourselves is way past due, at the same time it is important that the […]

Time To Sell?

Time to Sell

With the housing market currently in recovery mode, many home owners are considering whether to sell now or wait until property values go up even further. While that decision is in the hands of every homeowner, here are some things to consider: 1. The supply is beginning to increase.  At least that is true nationally, […]

The New Housing Crises

recession end and recovery way

OK – it’s not really new, just a different permutation of a new wave to a continuing crises.  This new wave is very different from anything seen in the last 20 years, and is really the opposite reaction to the foreclosure challenges of the past few years. And, as has been the case for the […]

Back To The Future

time machine

The REALTOR® Association is making a strong and well thought out effort to understand the future of housing, those consumers that want and need housing, and the role that professional REALTORS® will play in the future.  Does the American Dream of home ownership still have merit, or will there be a New American Dream.  As […]

Line 10

IRS

Over the past few years, the National Association of REALTORS® (NAR) has been evolving from a trade association, designed to serve its membership; to an advocacy organization, designed to help its membership speak for the American Homeowner, and those that want to be. Yes, NAR is still a trade group, and there are many issues […]

Housing Crises!

For the past 5 years the media, and many people who should know better, have been flapping their gums about a housing crises.  Somewhere in the misty past, this column mentioned we did not have a housing crises, but rather a financial crises that affected housing.  So, with resale inventory plummeting around the United States, […]

Back and Forth

The view looking back at Metro Denver’s real estate market in 2012 is pleasant in almost every respect.  A year over year increase in sales of 7,000+ properties provided smiles for participating professionals.  Builders maintained a steady increase in starts and finishes, sliding into 2013 in the best shape in 5 years.  An increase in […]

Fiscal Slopes, the Regulatory Abyss and the MID

In the story of Chicken Little (aka Henny Penny), the chicken panics when an acorn falls on its head, leading him to believe the sky is falling. The basic story has been told in various forms since around 500 BCE, and the moral is two-fold: have courage and don’t believe everything you are told. That […]